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Forum
Reply		Dear me
at 21:37 23 Sep 2026

Yet young people are told to roll their sleeves up (where lots of those manual jobs don’t exist any more), and stop buying things and save for their future.

Again, I have sympathy for those struggling on a state pension. Doesn’t change that pensioners as a group are the most well off in the country.

Why is is when we talk pensioners you default to those who has worked hard all their life and unfortunately still face poverty in their old age, but when it comes to young people you go for a work shy benefits scrounger?
Forum
Reply		Has Burnham focussed yet on the National debt?
at 21:05 23 Sep 2026

Easy credit is a problem, I agree.

The big problem is housing. Max’s 1983 example (and I’m in no way disparaging how hard he worked or sacrifices he made) was at a time when houses were 3x the average wage. That figure is now 7 times.

Realistically without the bank of mum and dad, home ownership for many is a pipe dream.

It must feel pretty hopeless at times.
Forum
Reply		Dear me
at 20:45 23 Sep 2026

My point was I want using pensions as as example of wasted cash.

More that the 4 billion seems more significant if you take pensions out of the welfare conversation.
Forum
Reply		Dear me
at 20:44 23 Sep 2026

Initially, looking at the triple lock.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 20:04 23 Sep 2026

Tbf there’s not much chance of buying a house at 22 today.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 20:04 23 Sep 2026

There’s a case but I’d say hindsight is a wonderful thing.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 19:38 23 Sep 2026

Nobody is saying you didn’t.

I’m saying the demographic of pensioners you supported is very different to where we are now. Needs to change.

We need to address the benefits culture too but both things can be true.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 18:28 23 Sep 2026

My pension was changed from final salary to career average in 2015. My state pension age is now 68.

I think there’s a difference between no annual increments and realigning the triple lock which is way over the working person wage increase rate.
[Post edited 23 Sep 18:29]
Forum
Reply		Has Burnham focussed yet on the National debt?
at 18:15 23 Sep 2026

I agree (but don’t tell anyone).
Forum
Reply		Has Burnham focussed yet on the National debt?
at 18:06 23 Sep 2026

You’ve called it a benefit. Look out 😉
Forum
Reply		Has Burnham focussed yet on the National debt?
at 18:05 23 Sep 2026

It’s not ire.

It’s circumstance.

It’s nor any age groups fault and I feel sorry for pensioners that are struggling and there are many awful stories.

The fact remains the richest age group overall in the UK today are pensioners. Add to this if you’re 25 you have quite a few disadvantages to this who were that age even 30 years ago,
Forum
Reply		Has Burnham focussed yet on the National debt?
at 17:43 23 Sep 2026

Fortunately the triple lock has meant the rate you pension has grown has been substantially greater than the wages of those youngsters who also contribute.

Those youngsters who will probably get a considerably worse deal when the hit pension age.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 17:40 23 Sep 2026

Both were very poorly executed.

Doesn’t mean we shouldn’t look forward and do better.
[Post edited 23 Sep 18:01]
Forum
Reply		Has Burnham focussed yet on the National debt?
at 17:05 23 Sep 2026

I've no issue with those for whom that is the case, WR. They shouldn't have the rug pulled from under them.

We do need future reform though and I think that starts with looking at the Triple lock. Its oush costs down to those who have to fund it at an unfair rate IMO.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 16:54 23 Sep 2026

It's not a blame thing, it's circumstance.

I don't think anyoune could have seen the falling birth rate and the effect it has.

Things are hard for young people now and again I'm not blaming but the fact remains that it's them that are having to pay for pensions.

I don't see a lot of sypathy for those hard working yougsters and there are plenty of them.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 16:50 23 Sep 2026

TBH I'm not expecting to have a state pension - at least not in it's current format.
Forum
Reply		Dear me
at 15:41 23 Sep 2026

It's important we do.

The welfare bill is about £330 billion. Pensions acount for about half of that. I konw you don't like it put that way but it is a fact. I've never suggested it being taken away but it does need reform.

£4 billion out of £165 billion is more significant than it is out of £330 billion.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 13:44 23 Sep 2026

And they were wrong to frame it in that way.

No argument from me.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 13:03 23 Sep 2026

I really don't.

I just feel it needs to be made clear that the state pension isn't a savings scheme that you get out relates to what you've paid in.

It also needs recogntion that the aging population puts real pressure on the system.
Forum
Reply		Has Burnham focussed yet on the National debt?
at 12:23 23 Sep 2026

In this instance it doesn't change the fact that the state pension is part of the overall welfare bill.
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Gwyn737


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